W.H. STEINER’s Top Index Pick for 2025: Why the Morgan Stanley US Equity Allocator Fits Your 702s Plan™

Grow and Protect Your Wealth in 2025 Without Losing Sleep

Imagine growing your wealth confidently in 2025 without worrying about the next market dip erasing your progress. That’s the power of the 702s Plan™ when paired with the Morgan Stanley US Equity Allocator One-Year Point-to-Point with Par 110%—W.H. STEINER’s top pick for clients ready to build true financial security.

What Is the Morgan Stanley US Equity Allocator?

At its core, this indexed strategy mirrors the performance of the U.S. equity market without exposing your principal to downside risk—a feature known as the Zero Floor.

• Point-to-Point Strategy: Measures the index’s performance over one year.

• Par 110% Feature: Allows you to capture 110% of the index’s gains, up to a cap, enhancing your growth potential.

• Zero Floor: Your funds are not directly in the market, so your principal is never at risk, even in a downturn.

Think of it like a safety net that captures your share of the market’s gains while keeping you protected.

📈 A Track Record That Builds Confidence

When planning your future, past performance isn’t everything, but it helps. Here’s why this strategy stands out:

Performance Snapshot	Return
20-Year Average	11.32%
10-Year Average	13.79%
2023 Return	21.07%

In 2023, while many worried about volatility, the Morgan Stanley US Equity Allocator delivered a 21.07% return, significantly outpacing historical averages.

Why This Matters for Your 702s Plan™

The 702s Plan™ is designed to help you grow wealth tax-free while protecting your family and your peace of mind. By aligning with the Morgan Stanley US Equity Allocator:

✅ You enhance your growth potential while maintaining downside protection.

✅ You capture market-linked growth without risking your principal.

✅You add a reliable, proven engine inside your 702s Plan™ for long-term, tax-advantaged wealth building.

Client Snapshot: Maria’s Story

Maria, a 45-year-old business owner, wanted to grow her estate without worrying about market swings. By incorporating the Morgan Stanley US Equity Allocator inside her 702s Plan™, she was able to capture the market’s upside in 2023 while ensuring her principal remained protected. Today, Maria sleeps better knowing she’s positioned for growth while maintaining the financial security her family deserves.

Why Now?

2025 will bring new opportunities—and uncertainties. Government spending, technological advancements, and consumer confidence are fueling market growth, but volatility remains a reality.

By adopting a strategy that captures gains while protecting against losses, you position yourself and your family to thrive, no matter what the headlines say.

Ready to Align Your Wealth Strategy for 2025?

Your next step is simple:✅ Book a complimentary consultation with W.H. STEINER the creator of the 702s Plan™ to explore how the Morgan Stanley US Equity Allocator fits your personalized 702s Plan™ strategy.

Together, we will:

🔹 Review your goals and risk comfort.

🔹 Model the benefits of the 702s Plan™ with this strategy for your estate.

🔹 Create a clear, personalized path to grow and protect your wealth in 2025.

Schedule Your Strategy Call Now → Schedule with W.H. STEINER

In Summary

The Morgan Stanley US Equity Allocator One-Year Point-to-Point with Par 110% is more than a product—it’s a strategic partner for your 702s Plan™:

✅ Capture 110% of the index’s growth.

✅ Protect your principal with a Zero Floor.

✅ Build tax-free wealth for your family’s future.

Take control of your financial journey today, so you can grow, protect, and prosper tomorrow.

🔗 Learn More

Visit www.whsteiner.com to access your personalized 702s Plan™ strategy resources and discover how you can align your wealth-building approach for 2025.