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Risky Business

Updated: Jul 21, 2022

Written by Thomas F. Crowley

senior advisor to W.H. Steiner

Most everyone I have met wants to earn the most money they can from their savings and investments. They look for the best opportunities, but those investments usually come with a caveat…risk. Investing is a risky business.

I have found in my personal investing life that a sure-fire way to lose money is to try to make money fast. I cannot help but think of the childhood story of the tortoise and the hare. The tortoise won the race and gave us a great lesson to apply to growing long term wealth.

For me, the quick and easy way was risky and did not win the race. I have found that looking for the long-term, safe and secure method has proven to be the “smart” way, and now the only way I choose to build wealth, and this is how we advise our clients.


At W. H. Steiner we educate people on how to 1) grow wealth through compounding tax-free market gains, 2) protect account value from any downside market loses with a zero-floor component, 3) have access to earnings tax-free, 4) have funds available in the event of a terminal, critical or chronic illness, and 4) leave a legacy for family and loved ones tax-free.


There is magic in compounding gains over time. It is an incredibly powerful way to build wealth. We understand how to leverage IRS approved insurance policies to create safe, secure ways to win the race. The products exist, they are proven, and they are here for you now. We would love to explain the details to you.


If you want to learn more about building wealth tax-free and risk-free, go to the https://www.whsteiner.com website or request a no cost Illustration from Tom or one of the W. H. Steiner strategic partners.


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