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Your Financial Future

Two Options. One Life-Changing Choice.

 

Traditional 401(k)                                                                            The 702s Plan™

Tax TreatmentTax-deferred now, but taxed in retirement

                                                                                                         Tax-free growth and tax-free withdrawals

Access to Funds Restricted until age 59½ (penalties apply).

                                                                                                  Access anytime, no penalties — borrow when needed

Market Risk 100% exposed to stock market fluctuations

                                                                                                        Market-protected, steady growth

Family Protection Minimal — family may pay taxes

                                                                                                         Guaranteed, tax-free death benefit

Liquidity Low — funds are locked up

                                                                                                             High — money works for you now and later

Peace of Mind, Subject to market crashes and tax increases

                                                                                                         Built to protect, perform, and provide security

Fast Forward 20 Years…

You made consistent contributions to your 401(k).
You followed the rules, stayed patient, and trusted the system.

But after two market downturns, high fees, and a final round of retirement taxes, your account held just $42,000.
And when you passed away unexpectedly, your family received only $32,000 — after the IRS took its share.

Now imagine you had chosen a different path…

You selected the 702s Plan™ instead.

✅ You protected your family with a guaranteed, tax-free death benefit
✅ You earned consistent growth, even when the market crashed
✅ You borrowed from your plan without penalty when life got tough

When you passed away, your loved ones received $250,000 — tax-free.
No stock market losses. No delays. No government cut.

The Difference Is Real. And It’s Yours to Make.

The 702s Plan™ isn’t just another financial product.
It’s peace of mind today — and a legacy for tomorrow.

Most people only hear about one path.
Now you’ve seen both.

Which future will you choose?

Ready to See What the 702s Plan™ Could Mean

for You?

Now that you’ve seen the difference between the 401(k) and the 702s Plan™, it’s time to take the next step.

We’re offering a complimentary 702s Plan™ Strategy Session to help you understand how this powerful solution could work for your future.

Contact us now to request your personalized 702s Plan™ — at no cost.

The 702s Plan™ is designed and implemented by licensed professionals with IRS-compliant structures.

⚠️ Disclaimer

This story is a fictional illustration inspired by real-life events. It was created after reading about a Burger King manager who passed away after 20 years of dedicated service. While the characters and outcomes are hypothetical, the financial principles illustrated reflect real and measurable differences between traditional retirement plans and the 702s Plan™. Actual results may vary based on personal circumstances, contributions, and plan design. This content is for educational purposes only and does not constitute financial advice.

W.H. STEINER

601 Brickell Key Drive, Suite 700, Miami, Florida, 33131,

United States of America

Toll Free: 888-229-0947

© 2025 W.H. STEINER. All Rights Reserved.

W.H. STEINER, LLC Florida Limited Liability Company

State Licensed Insurance Agency License Number # L117798.

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